With Guarantee Of The Rights Of Liability Made In Notary

Abstract

In this paper, the formulation of the problem is used, among others, as follows: How is the Process of Implementing the People's Business Credit Agreement (KUR) with Mortgage Guarantee Made by a Notary at BRI Jepara? What Constraints Are Faced In Implementing People's Business Credit (KUR) With Guarantee of Mortgage Rights at BRI Jepara and What are the Solutions ?; and What are the legal consequences of BRI Jepara on Debtors who have defaulted? While the research method used is the Sociological Juridical Approach Method

The results of this study indicate that the process of implementing the People's Business Credit Agreement (KUR) with Mortgage Guarantee made by a Notary at BRI Jepara is very simple and the process is fast. However, this provides a weakness, where it is often included in the type of business that is not prospective, does not have good management, and the guarantor is not attached with any security rights, but is only held by the bank, this is not in accordance with the guarantee procedure in the guarantee institution used. . So if there is a default, it makes it difficult for the creditor to execute the collateral. BRI Jepara's efforts include continuous and ongoing collection of debtors and tightening credit analysis. Against bad credit,

Keywords: Legal Consequences, People's Business Credit, Mortgage Guarantee.