Implementation Of Credit Agreement Through Notary Notary And Its Legal Due When Performance Occurs

Abstract

The purpose of this research is to know implementation of the credit agreement through the Notary Deed at Bank Jateng Banjarnegara, to find out obstacles and solutions in the credit agreement with the notary deed at Bank Jateng Banjarnegara, as well as to find out the legal consequences of Bank Jateng Banjarnegara when the debtor is in default.

In this paper, the writer uses the normative juridical method. The conclusions of this research are 1. Implementation of the credit agreement through the Notary Deed at Bank Jateng Banjarnegara, as outlined in the Credit Agreement (for general credit through a notary deed, while credit for employees through a standard agreement prepared by Bank Jateng Banjarnegara), 2. Obstacles and the solution in the credit agreement with the deed of notary at Bank Jateng Banjarnegara, is a). is located at a distance between the Notary's office and the Bank, especially the Capem and the land office, which is quite far away, the solution is for the notary to provide data information such as specification characteristics in accordance with the collateral to the BPN office by using a telephone that connects the Notary with the BPN office, b). have not changed the name, The solution is The notary must double check and make the certificate back in the name of the current owner or the notary must present the owner of the old certificate to be asked for a signature. 3. The legal consequences of Bank Jateng Banjarnegara when a default debtor occurs is to carry out peaceful credit rescue steps as well as restructuring, and settlement through legal channels.

Keywords: Credit Agreement, Notary Deed, Default.