ROYA MECHANISM OF LAND RIGHTS AS COLLATERAL FOR BANKING BANKS BANNED BY AUCTION OFFICERS BECAUSE THEIR CREDITS ARE PROBLEMS

Abstract

This study aims (1) to determine the auction mechanism in which the debtor is in default and then the guarantee is auctioned off. (2) to find out the mechanism of the mortgage roya whose debtor is in default (3) to find out whether there are obstacles in the implementation of roya and what are the steps taken by the Batang Regency Land Office to overcome the obstacles that occur in the implementation of the roya rights to the land. . This study uses an empirical juridical approach. Based on the research, it can be concluded that in essence (1) the auction mechanism and roya occur if the debtor cannot pay off his debt, the collateral that becomes the debtor's debt, namely SHM 240 Pasusukan will be auctioned, then the auction winner will be found from the auction results. And the Auction Winner will perform Roya. Roya Land rights that are the object of auction are requested to the Land Office (2) Obstacles in implementing mortgage rights at the Land Office consist of: a. The duration of the roya exceeds 5 (five) days from the date the application is received completely. B. There are obstacles in roya which does not consist of several land rights c. Roya's incomplete file requirements resulted in Roya not being done. (3) Steps that can be taken by the Land Office in overcoming obstacles in the implementation of Mortgage Rights are as follows: a. There must be a sanction if the time period exceeds the provisions. B ... Incomplete ROya files can be overcome with various solutions, including legalization of introduction to Roya by a notary or camat

Keywords: Mechanism, Auction, Roya, Mortgag